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Tobb's loan application process, interest rates, payment terms have been announced: How to get a breath?

October 6, 2025

Tobb's loan application process, interest rates, payment terms have been announced: How to get a breath?

The new term applications will start on October 2, 2025 at the Chambers Union and Türkiye's goods exchange (Tobb), created to support small and medium businesses. Tobb breathing lending interest rates, maturity number and application requirements have been notified. So, how to apply to TOBB's breathing loans, what are the application conditions?

The Turkish and Turkish Division (TOBB), credit guarantee fund (KGF) and the common work of banks are done with the common work of the application schedule of TOBB Breath Loan. Developed to provide financial assistance for businesses in medium and medium, this loan package is aimed at becoming a living country for businesses that have difficulty in cash flow due to economic conditions. Businesses will be able to benefit from lending opportunities provided with appropriate interest rates and KGF guarantee.
TOBB, credit guarantee fund (KGF) and banks will be cooperated with banks, up to 24 months of adult, 32 percent of interest will be applied for 24 months. The loan will be in 6 months without payment, the maximum 36 -month maturity period. A company will be able to use a maximum loan of 1.5 million TL. The size of the credit volume will be 25 billion Turkish Lira. Credit, aiming to provide financial support for small and medium enterprises under appropriate conditions, will be able to apply to all room members in the room associated with TOBB.
Businesses have registered in TOBB's rooms and stocks have the right to apply for a Tobb breath. This loan stands out as a special financial support that only member businesses can benefit.
Businesses, lending applications by breathing Tobb will be able to make HalkBank, Vakıfbank, Ziraat Bank, Denizbank, Garanti Bank, Akbank and Ziraat participate in branches.
President Tobb Rifat Hisarcıklıoğlu, in his written statement, refers to the greatest suffering that small and medium businesses encounter, “the most important issue our members face in this field at this time, access to finance. Especially the growth limit for their loans.
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