State-backed lending developments, especially on social networks and some platforms, do not reflect reality. Some private banks provide credit assistance to citizens who have debts with different banks. The Banking Supervision and Regulation Agency (BDDK) offers banks the opportunity to restructure loan and credit card debtors. Personal credit cards and consumer loans can be structured with a term of 48 months and an interest rate of 3.11% set by the Central Bank. So, are government-backed loans being issued to debtors? Here are the latest developments on the subject…
Recently, banks have announced many different loan packages so that people who have economic difficulties in repaying their debts can collect their debts at a single bank. After these developments, there was information on social networks that Ziraat Bank provided a debt settlement loan with a term of 60 months and low interest rates. Ziraat Bank provides consumer loans, education loans and personal finance loans for the common needs of citizens. In addition, there are special loan packages for those who intend to buy a car, car loan, house, or real estate. So are there any debt repayment loans supported by the government?In the post spread by several social media accounts, it is said that the decision to provide state-backed loans to people with debts of 200 thousand liras or more was made at the General Assembly of the Grand National Assembly of Turkey. Such a decision has not yet been officially made in the National Assembly. Ziraat Bank, Halkbank and Vakıfbank, which are public banks, do not currently have state-backed lending campaigns. You can view current campaigns by browsing loan packages on the official websites of public banks. Banks provide loan support for general needs, car purchases, housing and real estate.The Banking Supervision Board extended the deadline until October 10 for those who want to restructure their debt. Personal credit cards and consumer loans can be structured with a term of 48 months at an interest rate of 3.11% set by the Central Bank. Regarding both credit cards and consumer loans; The scope of previous restructuring was the debt balance at the time of decision; From now on, the loan balance as of the restructuring date will be taken as the basis and loans restructured before the decision date can be restructured even if there is no delay.People should be careful with websites opened under the name “Government-backed closing loans”, this is a scam. These websites are open for phishing purposes, providing access to users' important personal information such as bank account information and passwords. Fake websites replicating the homepage of several banks can be easily identified by their domain name (URL).
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