Credit card or credit debt for people with happy news. Bank supervision and supervision agency (BRSA) has reported that they can configure personal credit cards and consumer lending debts with a maximum maturity of 48 months. There will be no increase in card limits until you pay at least half of the creditor's payment. People with lending debts will not be provided with credit opportunities to exceed the outstanding balance in the current debt. So, how is credit card and credit configuration?