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TOBB Breathe loan details of the new time application process: How to apply for breather loan?

October 8, 2025

TOBB Breathe loan details of the new time application process: How to apply for breather loan?

New term applications started in the breath loan of the Union of Chambers and the Commodity Exchange of Türkiye (TOBB), created to support small and medium-sized enterprises, since the first week of October. The credit, which aims to provide financial support to small and medium-sized enterprises under suitable conditions, will be applicable to all chamber members in chambers affiliated with TOBB.

Alliance of Chambers and Commodity Exchanges of Türkiye (TOBB), Credit Guarantee Fund and banks to provide financial support to small and medium-sized enterprises, “TOBB breath loan” started accepting applications as of October 2 in the new period. In past operations, applications were made directly through bank branches with Breath TOBB loans and 23 thousand 515 companies were provided with support for 30 billion pounds.
TOBB members (members of the Chamber of Commerce, Chamber of Industry, Chamber of Shipping of the Trade and Exchange Members) and TOBB should be members of the Borma Chamber and Securities.
*Pharmacists, Agricultural Credit Cooperatives, Merchants and Craftsmen Credit and Guarantee Cooperatives, Foreign Currency Kiosks, Factoring Companies, Financial Advisors and Financial Advisors.
The maximum upper limit of a breath loan is TL 1.5 million and these limits may vary based on the provinces where the addresses of SMEs using the credit and the chambers are connected.
The breathing loan can be used for a maximum of 36 months, including a main payment period of up to 6 months. The maximum applicable interest rate is 33% up to 24 months and 32% over 24 months.
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