Bank supervision and supervision agency (BRSA) has made a new regulation for millions of individual customers who want to restructure credit cards and loan debts of consumers. According to the latest statement, configuration applications will be received through banks and the application time will be limited to 3 months from the date of decision. In this process, the debtor citizen will be given the opportunity to pay up to 48 months. So, when, how and who will benefit from credit and credit card configuration applications?
With the beginning of credit debt configuration applications, the eye has turned to ways and places to make applications. Credit debts and credit cards have to pay citizens, a new regulation has been offered by BRSA. Credit debts and credit cards are currently structured with a maximum maturity of 48 months. So, when, how and who will benefit from credit and credit card configuration applications?Groups can benefit from the ability to configure as follows: Individual users cannot pay all the credit card time or some of them, the principal and/or interest have delayed the borrower of consumers, even before they were previously configured.Credit debts and credit cards can be configured with a maximum maturity of 48 months. The “30 -day latency” conditions will no longer be searched in consumer loans. All delayed debts will be included in the configuration range. The priority decision date is made as a basis, the debt number on the configuration date will be considered. Even if there is no cost, the previous structured loans may be structured for the second time.The maximum interest rate is determined by the Central Bank of the Republic of Türkiye (CBRT) for the credit card structure of 3.11 %. Also: It is not possible to increase at least half of the credit card debt without paying the card limit. New loans are used within the configuration range, will not exceed the current debt amount.Configuration applications can be done directly through bank branches, internet banks or mobile applications. Applications aims to finish quickly and low.
